BMW Financial Services Claim
BMW Finance are amongst the most popular lenders we see. If you have had finance with them it’s important you make a claim as you are highly likely to be owed compensation.
We locate all of your agreements
Our system works with major credit reference companies as well as using a vehicle registration checker database. This state of the art technology allows us to locate your agreements even when you can’t remember the details.We take it from here
Once we have all of your details out qualified team will prepare all the relevant documentation to progress your claim. Unlike other firms we do ALL of our work ourselves and do not out source, everything happens under one roof.We speak with lenders and get your money
This is where the hard work really begins. We review everything individually and liaise with lenders to ensure you get the highest levels of compensation. Always no win no fee and always keep up the date throughout the process.Could You Be Eligible For A Motor Finance Claim?
97% of agreements are likely to be eligible for compensation
Hidden Commissions
You weren’t told that the broker or dealer would earn a commission from your finance deal.
Unclear Interest Rates
You weren’t made aware that the interest rate could be set or changed by the dealer or broker.
Poorly Explained Terms
The full terms of your finance agreement weren’t properly explained to you.
Undisclosed Fees and Charges
Extra fees or charges weren’t fully disclosed to you at the start.
Why Choose Us
Regulated Experts You Can Trust
We’re a fully regulated firm of solicitors, authorised by the Solicitors Regulation Authority (SRA). That means your case is handled by legal professionals who understand the complexities of motor finance law.
Specialists in Motor Finance Claims
We only do motor finance claims. We know the industry inside out and how to get results — fast. If you had a car on finance between 2007 and 2021 we’ll help you find out if you’re owed money.
Track Record of Success
Thousands of clients have trusted us to fight in their corner. We know what works and how to push back when lenders stall or reject valid claims.
Powered by Advanced Technology
Our vehicle checker scans for all finance agreements under your name, even the ones you may have forgotten. We leave no stone unturned to get you the maximum refund.
No Hassle Process
We’ve made it as easy as possible to check your eligibility and start your claim. With our digital onboarding and no win, no fee service you have nothing to lose and potentially thousands to gain.
Clear Communication
We pride ourselves on clear, jargon free communication. You’ll always know what stage your claim is at and what to expect next — no chasing, no confusion.
UK Based, Human Support
Got questions? Our team is here to help. You’ll never deal with overseas call centres or scripted responses — just real people who care about your case.
What Our Clients Say
Discover how we’ve helped customers just like you. Read their stories and see why they trust us.
How Does It Work?
We make it super easy to claim against BMW Finance, we’ve made the process as simple and stress free as possible. No complicated forms, no legal jargon, no digging through old paperwork – we’ve done all we can to remove the hassle. It starts with our 60 second eligibility checker which asks just a few questions. From there our experienced team take over, guiding you every step of the way and dealing with all the behind the scenes work. We’ll deal with the lender on your behalf and keep you updated throughout. Claiming has never been easier – no stress, no confusion, just a straight forward path to getting your money back.
Check Eligibility
Our agreement checker searches for all finance agreements in your name and tells you which are likely eligible for a claim. You will be informed immediately of the results.
We Review Your Results
Our team will then review your results and prepare the necessary documentation to get the claim journey started. We will handle the whole process throughout the journey.
Get Paid
We secure your compensation ensuring nothing has been missed and you are getting the best possible result and pay it directly to your selected bank account.
Still Have Questions?
What is mis-sold car finance?
Mis-sold car finance occurs when agreements may have included inflated interest rates used to pay hidden dealer commissions. It also means the dealers were incentivised to sell you a higher interest rate to increase their own commissions. It is estimated 97% of UK motor finance agreements could be affected.
How much does this cost? Can I claim myself?
What can I expect to get back?
The amount you may be able to reclaim from a mis-sold PCP agreement depends on several key factors:
The size of your finance loan: Generally, the larger the loan, the higher the potential refund.
The duration of the agreement: Longer-term agreements can lead to greater compensation.
The interest rate: If you were charged an unnecessarily high rate, you could be entitled to reclaim the difference.
If you’re unsure whether you were given a fair deal, Kingsnorth Solicitors can assess your agreement and help determine what compensation you may be entitled to.
Refund amounts vary depending on individual circumstances. On average, many clients receive over £2,000 in compensation. In some cases—especially those involving high-value vehicles or lengthy agreements—refunds have exceeded £10,000.
To find out if you qualify and get an estimate of your potential refund, Kingsnorth Solicitors can guide you through the process with our state of the art tools.
How far back can I make a Motor Finance Claim?
Reword to – You are eligible to make a Motor Finance Claim if you have had the finance after 2007. Discretionary Commission Arrangement DCA Claims run from 2007-2021.
Don’t delay – start your claim today as refunds will be processed on a first come first served basis.
Can I claim for more than one vehicle?
Yes, absolutely! Our checker is in place to ensure it captures all motor finance claims under your name to maximise your refund.
What if I don't have my paperwork?
Don’t worry, you are still able to start a claim with us as our finance agreement finder is able to locate most agreements in your name. We are also able to request your finance agreements from the dealership and/or the finance provider if the checker misses anything.
